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America’s Trusted Mortgage Company

Our mission statement is to demonstrate leadership through integrity, trust, knowledge and dedication to our clients and business partners.

Purchase Quote

Get a free quote to purchase a new home in as little as 10 minutes

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Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

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Free Consultation

Get a free consultation and speak to one of our loan officers today

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We Make Home Buying or Refinancing Simple

About Us
Our Values
Our Team
Our Giveback

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

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Obtain a Guaranteed Approval

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Meet Our Loan Experts

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Refinance Your Home

What does it mean to refinance your mortgage? Refinancing your mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

Calculate Your Savings

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Get A Pre-Qualified Home Refinance

Get Refinance Quote

Meet Our Loan Experts

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Improve Your Financial Position

#Technology

Our Benefits

Begin your mortgage journey with Lend Smart Mortgage. Use our secure mobile or online application and get real time updates on how your loan is doing.

Want to go mobile?

Download the app for even more features like secure mobile document scanning and payment calculation.

  • Calculate payments easily
  • Securely scan & upload docs from your phone
  • Message your loan officer instantly
  • Get updates as you go
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#Featured

Home Loan Programs

(Conventional, FHA, VA, USDA, Jumbo, Reverse Mortgages)

View All Loan Options

#Featured

Latest Offers-Events

#Testimonials

We Love Our Customers

Sheri P.
Sheri P.
Charissa Myers, was amazing, going above and beyond for me. Listening and hearing my concerns and answering my questions, honestly. I highly recommend, Charissa Myers!
Kerrbear
Kerrbear
Bobby and Dan have excellent communication skills, no hidden fees and kept me up to date throughout the entire process. They gave excellent advise on easy ways to positively impact my credit score and provided a list of items I would need in advance to ensure a speedy and seamless approval process. Highly recommend!
Audra S.
Audra S.
I want to thank Tonius and his team for being prompt and very professional. No question was dumb, and they explained the full process from beginning to end and made my dream a reality. The overall process took three weeks, and my overall experience was excellent.
Tim S.
Tim S.
Farron is the most knowledgeable person about getting a loan that I have ever talked to. If it weren't for him I'm sure I would've messed everything up. He answered my calls at anytime of the day and also called just to check in.
Jim F.
Jim F.
James Summers did a great job, everything went smoothly and in a timely manner.
Sergio
Sergio
Chet and Monica guided me thru the step-by-step. I'll like to thank them for all their help.
MK Y.
MK Y.
Dan was a wonderful partner throughout our home buying process. He provided valuable advice and guidance and worked seamlessly with our real estate professional. Dan made the entire experience stress-free and was a pleasure to work with.
Kaylah F.
Kaylah F.
Chris was extremely helpful, communicative and did a great job at explaining things. I came to Chris mid contract after having a horrible experience with another lender where my trust was completely gone and he was super understanding, patient and was never annoyed whenever I had questions or would check in to see what was needed of me. I cannot begin to express my gratitude to Chris for just simply being patient and kind towards me.
Realist
Realist
Being a first time home buyer was overwhelming until I started working with Tonius Frank he reassured me I can do it, Tonius was straight forward, patient, professionaland strict lol. Tonius wanted to see me win this race and that's exactly what I needed. Thanks again Tonius Frank for everything, you are the BEST at what you do.
Jeff and Angela Badgett (The Badgett F.
Jeff and Angela Badgett (The Badgett F.
Great experience. Steve works hard for his clients. He helps you make informed decisions. And, is very personable.I would highly recommend Steve and LendSmart Mortgage. Closing was quick and easy!!
Allison S.
Allison S.
Lend Smart Mortgage made my first time buying a home a breeze. I personally worked with John and would like to thank him for everything. He was on top of things, understanding, and thorough. John was always available and had great communication. I overall had a wonderful experience with this company.
Fredy G.
Fredy G.
Leaving this review in gratitude with Tonius, Ela and their team. They’re very efficient and attentive to their clients, they helped us with all the questions we had and made the sometimes stressful process of buying a home much less stressful. Really recommend them they’re very professional.
Laraina F.
Laraina F.
John made everything so easy! I appreciate him very much for helping me get my first home!!
David C.
David C.
Polite and respectful. Chris and melanie responded in a timely manner and answered all the questions I had. I had a great experience.
Michael K.
Michael K.
Sheila was such a joy to work with. I had a particularly difficult loan to qualify for, as I'm self employed in the restaurant business, and after Covid my returns were shaky at best. But Sheila communicated with me throughout the entire transaction and we not only got approved for the mortgage, but I was able to close on the property 5 days early! Would highly recommend!!
Spencer B.
Spencer B.
Colin was absolutely amazing to work with. His knowledge and expertise is unmatched. He has such a wonderful way of making what can seem daunting and overwhelming feel very approachable. We are grateful that we found Colin, and would recommend him to anyone!
Adam N.
Adam N.
Chris at Lend Smart was super helpful, knowledgeable, and easy to work with. I highly recommend him to anyone looking to purchase a home. Thank you Chris!
Paige R.
Paige R.
Charissa is Amazing! She was very patient with us while looking for a home and helped us in every way she could to help us achieve the home goal we wanted. I will refer her any chance I get. And it seemed that her team helped to make everything go as smoothly as possible. I was so afraid of the process but it has been more than great to have worked with you.I can't thank you enough for all the help you have provided me and my family.Thank you, thank you.
Saul L.
Saul L.
Jeremiah was great to work with! He answered every question we had, and made the house buying process extremely easy. He was there to answer questions 24/7, and we closed on our home earlier then what we had been told! I would definitely be coming back for future services; highly recommend!
Yee C.
Yee C.
Babette was very helpful in my loan process. She communicated with me throughout the whole process and made it so much easier. Thank you so much for everything.
tenisha N.
tenisha N.
Our pleasure to work with you! ❤️
Michelle H.
Michelle H.
Charissa Myers is absolutely amazing. She walked me through every step. Our communication was wonderful. She answered every question i ever had. She made the loan process very easy and i never had to worry. Thanks to her i am finally a home owner. I highly recommend her.
Jeffrey J.
Jeffrey J.
Bobby was amazing to work with every step of the loan process. He was always there to answer my questions, even on the weekends! Bobby made the loan process very easy for us, and helped us get to where we needed to be. He was extremely helpful and we were lucky to have worked with him. We will definitely refer him to our friends and family!!
Sury R.
Sury R.
We had a complex loan approval and Buffy patiently worked with us and the underwriters to get us the approval on time !
John G.
John G.
We had a great experience using this company. Talia Schalkle did an excellent job! I have worked with her several times and she always makes the process flow smoothly. Highly recommend using her and this company.
Megan B
Megan B
Mallory was amazing and handled everything with great professionalism! She answered all my questions I had about getting my loan and was very friendly and pleasant to work with
Kathy C.
Kathy C.
Working with Noe made purchasing a home smooth as possible. I had countless questions and he answered each and every question with as much detail and in a easy way to understand.
Mikki S.
Mikki S.
Thanks to Colin Cherry at LendSmart, we were able to realize our dream with the least amount of stress possible. Colin’s ability to give us options was amazing! Having options gave us the confidence to move quickly and aggressively to realize our dream. He doesn’t take the easy route - he unlocked what I had been told was not possible. Thank you, Colin!
VIv S.
VIv S.
Sloan is an excellent mortgage guy!! He is smart, savvy and explained all stages of my refi perfectly so that I was never stressed. He is my go-to guy!!
Kattie N.
Kattie N.
Chris was great to work with! We closed quickly and the communication was great. Thanks!
Drew L.
Drew L.
Max and team were great to work with, and very quick to answer questions which helped the process move along at a great pace.
Jim W.
Jim W.
Tony Machometa and his team were a joy to work with. They kept in contact when there was a change or how the process was going. We highly recommend Lend Smart Mortgage to any one needing a home loan or a refinance.
Daniel F.
Daniel F.
David Cathrae and his team are top notch. Thank you all for keeping everything stress free for us by your leadership and open communication. We will without hesitation recommend you guys every opportunity we get! Natalie and Jeremy, you two went above and beyond for us by answering our questions in a timely and patient manner! You've made the process very easy. Thank you!
Peter S.
Peter S.
Turned to Bobby Murray for my refinancing needs. The handsome son of a gun took to it immediately and led me through the process! From inquiry to closing in no time flat!
Danielle T.
Danielle T.
Bobby was very attentive and answered all of my questions. He walked me through each step and everything went smooth. I definitely recommend Lend Smart and Bobby! Thank you for your help!
Sajjad K.
Sajjad K.
Bill Barringer is the most knowledgeable person about loans and mortgage I have ever seen in my life. without his help we wouldn't be able to get our dream house. most honest straight forward person with no gimmick no nonsense game. no matter what is your financial situation if there is a way to get a loan bill will find it for you, but if he said he can not do your loan there is no one else in the world can help you he is that good. on the process of the loan I had situation came up that I was afraid of but bill assured me not to worry and how to get those situation taken care of. the way he took care my loan I felt like he is my family member helping me. Lend Smart Mortgage, LLC is very lucky to have a person in their company who is able to help those who in need of a loan. Bill my wife and I thank you from bottom of our heart. we appreciate your help with our loan.
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#Calculate

Find Out What You Qualify For

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5%

0%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

#Locations

Licensed States

We are always looking to expand our ability to service more customers in more states. If you are a senior loan expert looking to open your own branch or if you just want to join a stellar company then Click Here

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

*All Blue States Are Where Lend Smart Mortgage, LLC is Licensed

*All Green States Are Where Lend Smart Mortgage, LLC is Pending License

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#Join Our Team

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Mortgage Loan Officer

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#Featured

Weekly Branch

Peoria

  • 20 + Years of Mortgage Experience
  • In-Process Milestone Videos Sent to You
  • Home Refinance Specialists
  • First-Time Home Buyer Specialists
  • Veterans Affairs Loan Specialists
  • Conventional Loan Specialists
  • USDA & Specialty Loan Programs

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