Ernest is an experienced mortgage lending professional with over eighteen years of experience as a loan originator, branch manager and managing partner in the mort-gage industry and has been part of the Eric Kinneman Team since 2011.

His hometown is Tuscaloosa, Alabama where he graduated from the University of Alabama in 1980. He has an undergraduate degree in Business Administration and Master of Administration degree in Production Management. Ernest is a retired United States Air Force Officer and flying squadron commander serving twenty-one years prior to retiring in Tucson, Arizona. In 2002 his desire to help others and belief that “wealth comes through ownership” lead him to the mortgage industry. He quickly learned the importance of providing a quality product and the best service possible for his customers. After two years in the industry he became a branch manager and soon thereafter a managing partner/business owner at There Inc., dba, Approved Home Loans 2002-2009.

Ernest currently serves as President for the State of Arizona Board of Mortgage Professionals 2017-2019. He served as past President of Arizona Association of Mort-gage Professionals (AzAMP), Southern Chapter 2015-2016. He also served as Vice President for the HEARTH Foundation board of directors 2015-2016; an origination which provides affordable housing for low-income families with children,

Ernest is dedicated to making a difference in his community; he is constantly striving to help improve the lives of others. His invaluable experience as an Air Force Officer, real estate investor, realtor, mortgage branch manager/ business owner, licensed insurance and securities agent contributes immeasurably to his ability to positively impact the lives of others.