To demonstrate leadership through integrity, knowledge and dedication to our clients and business partners.
Our Mission Statement
Our Story
Lend Smart Mortgage has operated as a mid-sized, locally owned retail lender since its inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base.
We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process from start to finish. Not only does that make a difference in the service level we can provide to our customers, but it also makes a difference in the price we can offer our clients as there is no middle-man eating away at profits.
We have worked hard to create the right balance between personal communication and technology to improve the borrower experience. Your experience becomes your choice. If you prefer to use our mobile app to do everything from applying for your loan to uploading your documents or even signing your documents, you can do that. If you prefer to speak with knowledgeable experts the entire way through, you can do that too. This improved borrower experience is why you will find us so highly recommended by past clients and positively reviewed online. Simply put, we are different, and you will feel that during your mortgage journey.
Our motto has always been “big company offerings with a small company feel.” Being mindful of this culture is one of the reasons that our employees and customers remain so loyal. We look forward to working with you and appreciate the opportunity to earn your business.
Making It Easy to Close a Loan.
Our Smart Loan app allows you to:
Scan and upload documents
E-sign documents
Use mortgage calculators and save
Contact you through the chat feature
View real-time loan status progress

5.5 Years
Average Tenure of Employees
33%
of Employees Stay after 10 Years
#Testimonials
We Love Our Customers






































#How We Work
DIGITAL EXPERIENCE
We are committed to providing our customers with exceptional service while offering our employees the best training.
#Our Benefits
WHY CHOOSE US
We are committed to providing our customers with exceptional service while offering our employees the best training.
Career
Lend Smart Mortgage, LLC is a national mortgage lender who has recruited and trained some of Americas top mortgage experts. If you have what it takes to join our elite team, we want to hear from you today!
Join NowOur Locations
From MInnesota to Arizona and back to South Dakota, Lend Smart Mortgage, LLC has 23 offices throughout the United States that service customers nationally. Check out our branch locations and our Loan Originators by state.
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