Bill Malark


4894 Miller Trunk Highway, Suite 4 Hermantown, MN 55811

Branch Manager NMLS #205340 Apply Now

Purchase Quote

Get a free quote to purchase a home in as little as 10 minutes

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Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

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Free Consultation

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About Me

Bill has been in the mortgage industry for over 20 years and with Lend Smart Mortgage for the last 12. Bill was born and raised in NE Minneapolis and currently residing in Blaine, MN with his wife and 3 children. He has held a license as a realtor, appraiser and currently as a mortgage originator, so he is very knowledgeable in all aspects of the purchase and refinance process. He spends his free time coaching or watching his kids’ activities and spends his summers at the cabin and “trying” to golf.

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Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

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Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

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Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


I have known Bill for 20+ years personally & professionally. He always gets back to me with in a timely manner, is very knowledgeable when it comes to mortgages & what is happening in the world of real estate. Bill has even contacted me for considering whether it is in my best interest to re-finance or not; and he has told me on more than one occasion we're better off taking no action at that time. I benefit from his years of experience, staying up to date & his friendly demeanor. He has a quick turn around crunching numbers & most importantly I trust him to find my best option. I have recommended Bill to friends and family in the past & confidently do today!

Kristen W

I have worked with Bill a few times over the years and he has shown me nothing but professionalism and knowledge into the things he has done for me. He brings yrs of experience and he also very personable. After getting to know him, he knows exactly what right path to help you on for lending needs.

Derek L

Bill is extremely honest and open with all clients. He wants what best for his clients and will go the extra mile for them. He has great knowledge of the mortgage and real estate industry. He is very good to work with. I work in Real Estate and HIGHLY recommend him.

Liz J

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