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John Heinemeyer

Bloomington - Wholesale Division

10800 Lyndale Ave South Suite 195 Bloomington, MN 55420

Loan Officer NMLS #375820 Apply Now

Purchase Quote

Get a free quote to purchase a home in as little as 10 minutes

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Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

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Free Consultation

Get a free consultation and speak to one of our loan officers today

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About Me

John’s 20+ years of lending experience has put him in touch with thousands of borrowers from first time home buyers to the most complicated self-employed entrepreneurs.

His goal has always been to provide useful and accurate information for his clients so they can make informed decisions before entering real estate transactions. This includes providing estimates of monthly mortgage payments, as well as accurately estimating the closing costs and down payment needs so there are no surprises at closing.

His vast experience in both Conventional and FHA lending has enabled him to quickly analyze and recommend the proper program to fit his customer’s needs.

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

Obtain a Guaranteed Approval

Get Purchase Quote

Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

Calculate Your Savings

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Get Pre-Qualified Home Refinance

Get Refinance Quote

Improve Your Financial Position


Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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Find Out What You Qualify For







Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


Excellent follow through and I trust John to have my best interest as his priority!

Jeff H

I very much appreciated John's oversight of making sure every detail was complete and submitted on time. My life happened to be particularly hectic at the time I was applying for a mortgage, and John stepped up to the plate to help me complete all items that were needed. That's the best compliment I can give him is to announce: Mortgage granted without a hitch!

Susan D

Our experience refinancing with Lend Smart Mortgage was fantastic. The process was seamless. John Heinemeyer, our loan officer, was professional and responded back to answer questions very quickly. We would highly recommend reaching out.

Tammy R

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