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Scott Flaherty

Shoreview - Division Office

3450 Lexington Ave N, Suite 210 Shoreview, MN 55126

CEO NMLS #4474 Apply Now

Purchase Quote

Get a free quote to purchase a home in as little as 10 minutes

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Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

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Free Consultation

Get a free consultation and speak to one of our loan officers today

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About Me

Scott Flaherty is the founder and Chief Executive Officer of Lend Smart Mortgage LLC, a highly respected and growing regional lender. With 19 years of experience in an evolving industry, Mr. Flaherty has been directly involved with all aspects of mortgage lending but currently focuses his efforts in regulatory and compliance related issues. Mr. Flaherty founded Lend Smart Mortgage LLC in 2006 and continues to grow the company while maintaining a culture of the small business, family environment his employees love.

He currently sits on the Board of Directors at the Minnesota Mortgage Association, is an active member of several government affairs committees and consistently attends industry events, seminars, and networking opportunities.

Scott is married with two children. They enjoy travel as well as volunteer opportunities that can be pursued as a family.

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

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Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

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Improve Your Financial Position


Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


Lend Smart Mortgage is not only there to help getting the right home but is a family member. Dealing with them is stress free, they help my family to get the right home, i will always recommend them to any of my relative ready to get a home.

Jean L

The whole process was personal, organized and very convenient. Plenty of direct contact but simple items were well automated to ensure speed and accuracy. Thank you Scott and the whole team at Lend Smart Mortgage.

Greg B

Was recommended to work with Lend Smart Mortgage on a mortgage refinance through a friend. Scott and the team at Lend Smart were amazing. They explain everything clearly throughout the entire process, and were so helpful satisfying all my needs. I would highly recommend Lend Smart for your mortgage needs!

Mark B

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