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Jesse De La Cruz


10429 S. 51st Street Suite 255 Phoenix, AZ 85044

Senior Loan Officer NMLS #894417 Apply Now

About Me

Jesse De La Cruz, a licensed mortgage and loan professional in Arizona and California, for more than 16 years, can help you with your new home, or simply……refinance your current mortgage. As a Mortgage Originator at Lend Smart Mortgage LLC, he has the knowledge and experience to help you through the loan process, find the terms that are right for your budget, and make sure the process is handled smoothly all the way to closing. Undoubtedly, the key to his success at Lend Smart Mortgage, LLC is working with a likeminded team of professional, from start to finish!

Whether you are a first-time buyer, looking to buy a second home, or looking to get a bigger/smaller home for your family, Jesse can help you, even before you make an offer on a property, he can sit with you and look over your budget, income and savings, and give you a clear picture of the type and amount of loan is just right for you!

Over the years, Jesse has worked with many borrowers; some with experience ‘under their belt’, and some that are just starting out with their first home. Some might have their down payment in place, but others might need help with a Down Payment Assistance Program………It makes no difference to Jesse, since he’ll do his best to remove the stressful and overwhelming aspects of home buying---that don’t have to be, especially with a trained and caring professional leading your loan to fruition, and making home ownership a realty! As an added service to bilingual buyers, he can also speak Spanish, if you wish.

Contact, Jesse De La Cruz, today at 480-306-2546 or email him at; [email protected], and get the ‘ball rolling’ as early as today.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

Obtain a Guaranteed Approval

Get Purchase Quote

Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

Calculate Your Savings

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Get Pre-Qualified Home Refinance

Get Refinance Quote

Improve Your Financial Position


Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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Find Out What You Qualify For







Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


My father just bought a home and Jesse De la Cruz was amazing . He kept us informed every step of the process , answered all my questions and phone calls when I needed him . I highly recommend him to everybody. We are looking forward to buy another home with him in the future. Thanks Jesse De La Cruz and his team for the hard-working and professional stuff.

Claudia V

My wife and I have bought and/or refinanced many homes and loans over the years - and it hasn't always been the smoothest or most enjoyable of experiences. Our experience with Jesse De La Cruz at Lend Smart Mortgage, from the start to the finish, was as smooth and professionally handled as could possibly be hoped for. Jesse was honest, timely and appropriately communicative from beginning to end. We will absolutely use his services again and would recommend him to anyone else without reservation. He's top-notch!

Doug F

I found an awesome Loan Officer with Lend Smart Mortgage LLC, his name is Jesse De La Cruz, an employee to have in any Mortgage Company, his great sense of humor is incomparable, an intelligent man that knows his job very well. He patiently worked with me for good three years, he worked me through step-step to achieve my goals, till I finally got my 1st home. Very sincere and humble man. I will recommend Jesse hundred times to families, friends and coworkers.

Helen P

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