For nearly 25 years, Scott Flaherty has been directly involved with all aspects of mortgage lending. Scott started his career as a loan officer in 1996. After advancing from loan officer to branch manager to area supervisor and vice president of a large regional lender, he ventured out and founded Lend Smart Mortgage in 2006.

He offers a unique combination of knowledge in both the origination and compliance arena. Scott’s ability to explain complex regulatory matters in a clear and concise manner has gained him recognition as an effective and sought-after public speaker.

Scott is deeply passionate about giving back and is involved as:

• Board Member of Spare Key
• Past President & Current Board Member of The Minnesota Mortgage Association
• Committee Chair for Church’s Sister Parish Relationship in Ghana

Scott is married with two children. They enjoy travel, time at their cabin, and family volunteer opportunities.

With a background in sales and originations and over 20 years of experience in the mortgage business, Shawn has a unique ability to balance operational and sales related needs.

Shawn is known for his attention to detail and unparalleled level of patience. Shawn has deep knowledge in origination, operations, HR, and facilities management. He can analyze P&L information and implement measures to ensure strong company fiscal stability and growth.

Shawn is a United States Air Force Veteran. He is an avid boater who spends most weekends in the summer on the river with his long-time girlfriend and boating family.

He has been actively involved with charities such as The ALS Foundation, Spare Key, Courage Kenny and TreeHouse.

Tom has 22 years of industry experience and enjoys being part of the Lend Smart team because they value personal growth.    

Tom appreciates how salespeople are supported at a high level and operational departments execute with communication and efficiency.  

He believes that good pricing has been a cornerstone of Lend Smart’s philosophy since its inception and Lend Smart’s marketing department serves as a key resource for self-generating loan officers’ growth and increase in originations.  

Tom is part of Lenders One, MBA, WESERVE, and several local chambers of commerce.

“I am a part of Lend Smart because of the culture, transparency and support.”