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Lend Smart Mortgage, LLC. Licensing Information

Lend Smart Mortgage, LLC. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Lend Smart Mortgage will never be discouraged on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary and will be kept confidential.

Lend Smart Mortgage is a licensed mortgage lender. Some states require specific licensing information, which is found below. You can also access all of the licensing information regarding Lend Smart Mortgage: Lend Smart Mortgage.

CORPORATE LICENSE

• Lend Smart Mortgage LLC. – NMLS ID# 4474.

STATE SPECIFIC LICENSING

• Alabama Consumer Credit Licensee under License ID# – 22924.
• Arizona Mortgage Banker Licensee under License ID# – 0908384.
• Arkansas Mortgage Banker, Broker, and Servicer License under NMLS ID – 106730. Oceanside Mortgage Company, 55 Main Street, Toms River, NJ 08753.
• California: Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act under License ID# – 4131024. Licensed to do business as Lend Smart Mortgage, LLC. and iLoan Home Mortgage.
• Colorado Mortgage Company Registration and Regulated by the Division of Real Estate. Registered to do business as Lend Smart Mortgage, LLC., iLoan Home Mortgage, and Blue Ribbon Mortgage and Investments.
• Florida Mortgage Lender Licensee under License ID# – MLD65. Licensed to do business as Lend Smart Mortgage, LLC. and iLoan Home Mortgage.
• Georgia Mortgage License/Registration under License ID# – 31285. Licensed to do business as Lend Smart Mortgage, LLC. and iLoan.
• Idaho Mortgage Broker/Lender Licensee under License ID# – MBL-2080004474.
• Indiana Mortgage Lending Licensee under the Department of Financial Institution with License ID# – 34376. Licensed to do business as Lend Smart Mortgage, LLC. and iLoan Home Mortgage.
• Iowa Mortgage Banker Licensee under License ID# 2015-0182.

• Maine Supervised Lender Licensee under License ID# – 4474.
• Michigan 1^st Mortgage Broker/Lender Licensee under License ID# – FL0020475.
• Minnesota Residential Mortgage Originator Licensee under License ID# – MN-MO-20567356 (Lend Smart Mortgage, LLC.), and Residential Mortgage Originator Licensee under License ID# – MN-MO-40226439 (iLoan).
• Montana Mortgage Lender Licensee under License ID# – 4474. Licensed to do business as Lend Smart Mortgage, LLC. and Blue Ribbon Mortgage and Investments.
• Nebraska Mortgage Banker Licensee.
• Nevada Mortgage Company Licensee under License ID# – 5398.
• New Mexico Mortgage Loan Company Licensee.
• North Carolina Mortgage Lender Licensee under License ID# – L-182103.
• North Dakota Money Broker Licensee under License ID# – MB102121. Licensed to do business as Lend Smart Mortgage, LLC., Blue Ribbon Mortgage and Investments, and iLoan Home Mortgage.
• Ohio Residential Mortgage Lending Act Certificate of Registration under Registration ID# – RM.804729.000.
• Oregon Mortgage Lending Licensee under License ID# – 4474.
• Pennsylvania Mortgage Lender Licensee under License ID# – 95733. Licensed by the Pennsylvania Department of Banking and Securities.
• South Carolina Mortgage Lender/Servicer Licensee under License ID# – MLS-4474. See additional disclosure below under “Additional State Specific Required Disclosures”.
• South Dakota Mortgage Lender Licensee under License ID# – 4474.ML. Licensed to do business as Lend Smart Mortgage, LLC., Blue Ribbon Mortgage and Investments, and iLoan Home Mortgage.
• Tennessee Mortgage Licensee under License ID# – 113096.
• Texas Registered Mortgage Banker. See additional disclosure below under “Additional State Specific Required Disclosures”.
• Utah Mortgage Entity Licensee under License ID# – 9073310.
• Virginia Mortgage Broker Licensee and Lender Licensee under License ID# – MC-5684. Lend Smart Mortgage, LLC. is licensed by the Virginia State Corporation Commission. Licensed to do business as Lend Smart Mortgage, LLC. and iLoan.
• Washington Consumer Loan Company Licensee under License ID# – CL-4474. Licensed to do business as Lend Smart Mortgage, LLC. and iLoan.
• Wisconsin Mortgage Banker Licensee under License ID# – 43986BA. Wisconsin Mortgage Broker Licensee under License ID# 4474BR. Licensed to do business as Lend Smart Mortgage, LLC. and iLoan.
• Wyoming Mortgage Lender/Broker Licensee under License ID# – 2183. Licensed to do business as Lend Smart Mortgage, LLC., Blue Ribbon Mortgage and Investments, and iLoan Home Mortgage.

Additional State Specific Required Disclosures

South Carolina Consumer Loans

Your Rights and Responsibilities brochure: https://dih4lvql8rjzt.cloudfront.net/cms/7d3ebf57-734f-4a75-8c5e-d0c15b5d1c23_sc-consumer-loans-your-rights-and-Responsibilities-brochure.pdf

Texas Complaints Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY REGARDING THE ORIGINATION AND/OR SERVICING OF YOUR MORTGAGE LOAN OR A COMPLAINT AGAINST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR CONCERNING RESIDENTIAL MORTGAGE LOANS ON REAL ESTATE LOCATED IN TEXAS SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV.