Dan is a relationship based trusted adviser with over 18 years experience in the mortgage industry. He consistently earns honors as a top producer and has developed a solid reputation among clients as the ultimate problem solver. Dan has strong ties with top lenders in the industry and always puts his clients in the best possible position to achieve their goals and dreams. Dan is also a husband, father of three, coaches youth sports, active in his church and is an avid fan of the outdoors.

CA-DOC206404, FL-LO13601, IA-34510, MN-MLO-206404, WI-206404.

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Hear from some of my past clients...

Specialty Loan Programs

Cash Rich Income Poor Program

Are you self-employed but don’t show much income on your tax returns but have good revenue that you deposit through a bank account?
See if you qualify with one of our bank statement programs.

We can use last 12 months of personal or business bank statements to qualify you to purchase a home or refinance your existing home.

Want to buy a investment property? We will just look at the debt service on the subject property.
We have programs for debt service DSCR loans for business purpose transactions that uses debt service to qualify. 

We have many programs to help you qualify.

If you are looking to buy or refinance and you are cash rich or income poor we have the programs that may help you.
Apply now or call Dan at 612-616-3646 or email dbengtson@lendsmartmortgage.com

See if you qualify

Presentation for Real Estate Agents