Mortgage Loan Officer

Description

• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.

Responsibilities

• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
• Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
• Review and update credit and loan files.
• Submit applications to credit analysts for verification and recommendation.
• Work with clients to identify their financial goals and to find ways of reaching those goals.
• Confer with underwriters to aid in resolving mortgage application problems.
• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.

Qualifications

• Obtain and Maintain an active MLO license.
• Previous mortgage experience required.

Job Benefits

• Medical
• Dental
• Vision
• 401k