Can you benefit from a refinance?

Let us show you how.

Refinance Options for Home Mortgage

Lend Smart Mortgage, LLC has all of the refinance options you are looking for. You bring your needs to us and we’ll help you choose the best product for you.

FHA Streamline Refinance

If you have a current FHA loan, the process couldn’t be easier. With an FHA streamline refinance from Lend Smart Mortgage, LLC, we can easily lower your mortgage rate with no hassle. Streamline refinances allow you to take advantage of today’s mortgage rates with limited documentation and, in most cases, no home appraisal.



HARP Refinance

Are you worried about refinancing because your home has lost value in the last few years?  Don’t worry.  With a HARP loan from Lend Smart Mortgage, LLC, you can still refinance and lower your home mortgage payments.  If you have a loan backed by Fannie Mae or Freddie Mac, we may be able to lower your mortgage rates even if your home has lost value.  Even if you owe more on your home than you think it is worth, contact us – we can provide options.



VA Streamline Refinance

As a veteran, you can refinance your VA loan with reduced documentation and a faster process.  Let the Minnesota based mortgage company, Lend Smart Mortgage, LLC, show you how easy the process can be!



Conventional Refinance

Take advantage of today’s historic low refinance mortgage rates with a conventional refinance from Lend Smart Mortgage, LLC. Conventional home mortgage loans are loans backed by either Fannie Mae or Freddie Mac and qualify under standard guidelines. But our technology has made the process easy with e-disclosures and automatic loan tracking through our secure loan portal. This is the gold standard of loans. Let us show you how easy it can be!


  • Take cash out with the equity you’ve built
  • Simply reduce your payment with lower mortgage rates
  • FHA, VA and USDA home mortgage options
  • Lend Smart Mortgage, LLC can work with your primary, investment and second home properties!