Purchase a home with

historically low interest rates

Purchase Options for Home Mortgage

Whether buying your first home, selling a current property and buying a new one, investing in a rental property, or purchasing a vacation home, Lend Smart Mortgage, LLC is here to get you on the closing table.

FHA Purchase

You can own a home with as little as 3.5% down payment. Combine that with today’s record mortgage rates, and you have the winning formula for homeownership. Even if you have had past credit problems, FHA loans focus on the most recent 3 year history. Apply now to find out if an FHA loan is right for you.


Conventional Purchase

Conventional home mortgage loans typically require good credit and a 5% or more down payment but do provide some of the most competitive terms available.  As your mortgage company, Lend Smart Mortgage, LLC makes the process easy with our secure loan portal where you can e-sign documents and receive automatic updates as to the status of your loan.  Discover how easy and streamlined the home mortgage process can be when you apply now.


VA Purchase

Our veterans deserve the best! And they get the best with a VA loan from Lend Smart Mortgage, LLC. One of the best purchase options for veterans, you can apply with zero down and no mortgage insurance through Lend Smart Mortgage, LLC. Apply today to find out more.


USDA Purchase

USDA loans provide those in rural communities with the opportunity to purchase a home with zero down and great home mortgage interest rates. Contact one of our experienced USDA professionals by choosing to apply now.


State Bond Programs

Most states offer down payment assistance programs and/or subsidized rates for those who qualify. Call us to find out more about options in your state.


Every loan is important to us, but we understand that this one loan is the most important one to you.