Tim Swierczek

iLoan Home Mortgage

209 Snelling Avenue N St. Paul, MN 55104

Mortgage Loan Officer NMLS #103522 Apply Now

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About Me

Tim Swierczek (pronounced: swer-zic) is an active originator with iLoan, a Minnesota-based Mortgage company.  Tim & iLoan always meet the agreed upon closing date.  Tim is a mortgage geek, who is known for his knowledge of mortgage guidelines, ability to handle complex income, and customer situations.

A business-development and origination expert, Swierczek has owned his own brokerage and has served the mortgage industry for over nine years. He has served on board of directors of the Minnesota Mortgage Association (MMA) for 4 years where he served as the 2010-2011 President.

A testament to his commitment to continuing education and ethical business practices, Swierczek has earned the MMA’s Minnesota Mortgage Specialist designation and was named to the Minneapolis/St Paul Magazine 2011 Super Mortgage Professional List (November 2011 issue)  and, Tim has been interviewed as a Mortgage Expert in The St Paul Pioneer Press, Minneapolis Star & Tribune, Business & Commerce Magazine, The Don Shelby Radio Show on WCCO radio, The Minnesota Real Estate Radio Hour on KTalk AM 1130, Kare 11 News, and The Fox 9 News.  In addition, Tim often trains both Realtors and Mortgage Professionals on mortgage & real estate topics.

Prior to his work in the mortgage industry, Swierczek was a top-ranked sales consultant for Countryside Volkswagen, earning the prestigious international Top 50 Salesperson Award from Volkswagen of America in 1999.

Swierczek attended the University of Minnesota and currently lives in St. Paul with his wife, daughter, and two sons.

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The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

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Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

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(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly Insurance $1421

Monthly HOA $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


This is the second time that I have worked with Tim Swierczek and his team. First to buy a home and then to refinance. He is very knowledgeable and easy to work with. I truly felt that he was looking out for my best interests. Highly recommend!

Brian J

Tim Swierczek and the entire iLoan team did an excellent job helping my husband and I figure out the best way to finance our first home. He is very knowledgeable and helped us get a much better deal than the lender we were initially talking to. He and the team helped us through the whole process, made sure we hit all the deadlines, and had us fill out all the necessary paperwork which paved the way for a smooth close!

Mariah S

Tim S. and his team are great. We were introduced to him 9 years ago when we purchased our home. When it came time to refinance we hit Tim up again for help. He listened to what we were looking to accomplish and then ran us through multiple scenarios to find the option that best fit our needs. He kept us well informed throughout the refinancing process and was quick to respond to any inquiries we had. Overall the process was extremely smooth and painless. We would highly recommend Tim and his team to anyone looking for a mortgage or refinance. We will definitely be returning to him for any of our future mortgage needs.

Brad G

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