Thomas Cary Jr.

Maple Grove

11332 86th Ave N Maple Grove, MN 55369

Mortgage Loan Officer NMLS #371573 Apply Now

Purchase Quote

Get a free quote to purchase a home in as little as 10 minutes

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Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

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Free Consultation

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About Me

I have more than 17 years of experience in the lending industry. I specialize in all types of mortgage products with a special focus on down payment assistance for repeat & first-time homebuyers along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances like self-employed borrowers. My passion, honesty, and forward-thinking have made me a trusted leader and colleague. I have established myself as an expert among my peers and other professionals within the lending industry. I am known for solving difficult and complicated loans with a multifaceted problem-solving approach.

Illinois Residential Mortgage Licensee & for licensing information, go to .

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

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Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

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Get Pre-Qualified Home Refinance

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Improve Your Financial Position


Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly Insurance $1421

Monthly HOA $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


Thanks Thomas for your time and help with this whole process. Thanks for answering my questions and concerns at any time! Appreciate your time and attention.

Barbara C

Lend Smart Mortgage is not only there to help getting the right home but is a family member. Dealing with them is stress free, they help my family to get the right home, i will always recommend them to any of my relative ready to get a home.

John K

Extremely knowledgeable, helpful, and friendly. Thomas went above and beyond to help me buy my home. He made it a great experience. I truly feel she helped me find the best loan possible suited to specific needs. I never felt like I was just a number. I highly recommend.

Christian M

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