Ray Allen

Affiliated Mortgage

2920 West Main Street, Ste. 2 Rapid City, SD 57702

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Purchase Quote

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Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

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Ray Allen

Loan Originator

NMLS #391487

M: 720-459-2297

O: 605-718-9820

E: [email protected]

About Me

Ray is from NJ originally and is now residing in beautiful Denver, CO. He has been in the mortgage industry now for 6 years. He has always been the person that helps others and will take the shirt off of his back just to do so. He believes that it doesn’t have to be hard to get into the home of your dreams, as long as you have the right guidance.

I offer a service that help thousands of families achieve their financial goals and dreams by helping them chose the best mortgage for their financial situation. I set high standards of excellence for service, quality, and integrity. I value personal relationships. families, and the importance of spouse involvement. I make people feel comfortable and relaxed while walking them through the entire process of refinancing or purchasing a property. I have extended hours of availability. I am available by phone / text most of the time and I strive to be available for my clients as much as I can. Feel free to reach out to me after hours for a question or a concern.

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

Obtain a Guaranteed Approval

Get Purchase Quote

Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

Calculate Your Savings

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Get Pre-Qualified Home Refinance

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Improve Your Financial Position


Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly Insurance $1421

Monthly HOA $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


Latest Offers-Events


We had a great experience with Ray and his team!!! Everything was laid out for us and easy to understand. Thanks guys!!

Brandon A

Ray and the Affiliated Mortgage group were great! Made the refi process easy and efficient!

Jessica W

OUTSTANDING experience. Ray made the process of refinancing our home effortless. She explained each step and gave us continuous updates. Definitely recommend!!!

Ellen T

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