Norman Padula

San Marcos

100 East San Marcos Blvd San Marcos, CA 92069

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Purchase Quote

Get a free quote to purchase a home in as little as 10 minutes

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Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

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Free Consultation

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Norman Padula

Senior Loan Officer

NMLS #1483386

Mobile: 858-444-7060

Office: 858-444-7060

Email: [email protected]

About Me

As a direct mortgage lender, Lend Smart Mortgage, LLC’s trusted reputation is built on our resolve to build relationships of trust, respect, and high accountability. Personal bio coming soon!

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

Obtain a Guaranteed Approval

Get Purchase Quote

Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

Calculate Your Savings

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Get Pre-Qualified Home Refinance

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Improve Your Financial Position

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Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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#Calculate

Find Out What You Qualify For

5%

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly Insurance $1421

Monthly HOA $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

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Testimonials

OUTSTANDING experience. Norman Padula made the process of refinancing our home effortless. She explained each step and gave us continuous updates. Definitely recommend!!!

Veronica J

Norm and his team are simply the best. Better than all the rest.

Peter C

It’s rare to have a professional have such a relational approach. This is one of the reasons that Norman stands out. He didn’t miss anything, too. You need to add him to your team. You won’t be disappointed.

David R

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