Marie Yapel


4894 Miller Trunk Highway, Suite 4 Hermantown, MN 55811

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Purchase Quote

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Refinance Quote

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Marie Yapel

Mortgage Consultant

NMLS #1003849

Mobile: 218-343-0147

Office: 218-343-0147

Email: [email protected]

About Me

Marie has been a licensed Mortgage Loan consultant since 2014 but has been offering exceptional customer service to a loyal following of happy customers for over 30 years in her professional past as a travel agent, insurance company owner, and mortgage specialist. She is a friendly and outgoing small town girl from Northern MN (proud to be an Ore-Miner’s daughter) who will go above and beyond and take the time to listen and get to know you and understand your individual and family goals. Whether you are a first time home buyer planning for your future and wanting to understand how the mortgage process works and/or needing to work on credit to quality for your first home loan next year or you are ready to buy a new home or refinance your existing home tomorrow;, Marie will work closely with you and your real estate agent from getting you a speedy loan Pre-approval letter all the way through to loan closing and move-in day.  As a busy mother and hard-working business owner herself, she understands that you sometimes need a mortgage professional who is able to meet with you at a time and place that fits into your hectic schedule.  With expertise understanding credit and home owners insurance as well as all the ins and outs of Conventional, FHA, USDA, VA home purchase and refinance loans, Marie will pay attention to all the details and make your mortgage lending experience as painless and pleasant as possible.

When Marie is not helping people buy or refinance the home of their dreams, she loves spending time at the lake with family and friends and laughing whenever possible (she has a great sense of humor and has actually emceed, produced and filmed comedy).  Passionate about travel and music, Marie is a singer/songwriter/guitar player and foodie who enjoys gourmet cooking, fine dining, good wine and great times with friends and family.

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

Obtain a Guaranteed Approval

Get Purchase Quote

Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

Calculate Your Savings

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Get Pre-Qualified Home Refinance

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Improve Your Financial Position


Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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Find Out What You Qualify For



Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly Insurance $1421

Monthly HOA $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


Latest Offers-Events


Marie is the BEST! She made our refinancing process so easy. This was our 2nd time working with her and I highly recommend her!

Ann W

Ideal choice for convenience and quick-response customer service. Marie answered all my questions and I had ALOT being a first time home buyer. Lend Smart has a very patient, well educated team. I would a million percent recommend you reach out to them for your home mortgage needs. I promise you won’t be disappointed :)

Kelly F

It’s rare to have a professional have such a relational approach. This is one of the reasons that Marie stands out. She didn’t miss anything, too. You need to add her to your team. You won’t be disappointed.

Ryan H

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