Joe Hoff

San Diego

402 West Broadway, Suite 400-62B San Diego, CA 92101

VP of Business Development NMLS #9933 Apply Now

Purchase Quote

Get a free quote to purchase a home in as little as 10 minutes

Start Your Journey

Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

Start Your Journey

Free Consultation

Get a free consultation and speak to one of our loan officers today

Start Your Journey

About Me

Thank you for visiting my profile! As an established top producer, over the last two decades I have thrived in recruiting, sales, and sales management. Consistently ranked #1 in production nationally, I have been awarded over 230 Top Producer Awards.

CA-DOC9933, GA-31299, MN-MLO-9933, NC I-160716, TX-9933.

Georgia Residential Mortgage Licensee, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

Obtain a Guaranteed Approval

Get Purchase Quote

Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

Calculate Your Savings

Calculate Here 

Get Pre-Qualified Home Refinance

Get Refinance Quote

Improve Your Financial Position

#Featured

Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

Talk With Our Experts

#Calculate

Find Out What You Qualify For

5%

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly Insurance $1421

Monthly HOA $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

Testimonials

Excellent follow through and I trust Joe to have my best interest as his priority!

Daniel N

Lend Smart Mortgage is not only there to help getting the right home but is a family member. Dealing with them is stress free, they help my family to get the right home, i will always recommend them to any of my relative ready to get a home.

Jean L

The whole process was personal, organized and very convenient. Plenty of direct contact but simple items were well automated to ensure speed and accuracy. Thank you Joe and whole team at Lend Smart Mortgage.

Michelle M

Do you want to get updated what's coming

Contact Me