Skip to main content

Jim Lis


6957 Highway 10 NW, Suite 105 Ramsey, MN 55303

Branch Manager NMLS #281490 Apply Now

Purchase Quote

Get a free quote to purchase a home in as little as 10 minutes

Start Your Journey

Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

Start Your Journey

Free Consultation

Get a free consultation and speak to one of our loan officers today

Start Your Journey

About Me

I began my mortgage career in 2004 as a loan officer and in 2006 I took on the role of branch manager. As the Branch Manager, I am responsible for the day to day operations of the branch in addition to loan origination. I joined the Lend Smart family in 2010 and currently operate a branch in Ramsey, MN.

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

Obtain a Guaranteed Approval

Get Purchase Quote

Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

Calculate Your Savings

Calculate Here 

Get Pre-Qualified Home Refinance

Get Refinance Quote

Improve Your Financial Position


Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

Talk With Our Experts


Find Out What You Qualify For







Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


Jim was great! This was our first time buying a home so we of course had a lot of questions. He answered all our questions and the process was very smooth. He was also quick to respond, always a response to any question within a couple of hours, even on weekends! If we were to buy another home we work with Jim again.

John D

I highly recommend Jim at LendSmart. He was professional, kept very clear communication through my entire loan process. Between my realtor and him they made this process so simple and so smooth.

Michelle M

Jim was great to work with! Explained things thoroughly and was easily reachable for questions!

Kate R

Do you want to get updated what's coming

Contact Me

Skip to content