Jesse Verhel


4894 Miller Trunk Highway, Suite 4 Hermantown, MN 55811

Apply Now

Purchase Quote

Get a free quote to purchase a home in as little as 10 minutes

Start Your Journey

Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

Start Your Journey

Free Consultation

Get a free consultation and speak to one of our loan officers today

Start Your Journey

Jesse Verhel

Mortgage Loan Originator

NMLS #2009613

M: 218-310-7240

O: 218-722-2557

E: [email protected]

About Me

Jesse is from Duluth MN, and went to Duluth Denfeld.   For college, Jesse went to Mankato State (now MN State at Mankato) for Construction Management class of 1999.  Prior to joining Lend Smart Mortgage, Jesse was a Controller for 16 years at 2 construction companies. In his spare time he likes to golf as much as he can, fish here and there and generally spend time outdoors.

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

Obtain a Guaranteed Approval

Get Purchase Quote

Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

Calculate Your Savings

Calculate Here 

Get Pre-Qualified Home Refinance

Get Refinance Quote

Improve Your Financial Position


Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

Talk With Our Experts


Find Out What You Qualify For



Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly Insurance $1421

Monthly HOA $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


Latest Offers-Events


I highly recommend Jesse at LendSmart. He was professional, kept very clear communication through my entire loan process. Between my realtor and him they made this process so simple and so smooth.

Todd R

Thanks Jesse for your time and help with this whole process. Thanks for answering my questions and concerns at any time! Appreciate your time and attention.

Marnie J

We had a great experience with Jesse! Everything was laid out for us and easy to understand. Thanks again!

Kayla S

Do you want to get updated what's coming

Contact Me