Deb Muelken

iLoan Home Mortgage

209 Snelling Avenue N St. Paul, MN 55104

Mortgage Loan Originator NMLS #364993 Apply Now

Purchase Quote

Get a free quote to purchase a home in as little as 10 minutes

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Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

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Free Consultation

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About Me

Deb Muelken is a Senior Mortgage Consultant; however, most know her via her title, The Mortgage Lady! Currently working at iloan Home Mortgage, and excited about the iloan team and the knowledge they bring to the industry. Education has always been one of her biggest goals that she sets for her clients. Many joke after a meeting with Deb, the Mortgage Lady, they are ready to join the mortgage industry because of all she made them learn. Deb says “I never want someone to be surprised at the closing table, and the best way to prevent that is to make sure they receive their education at the prequalification table.”

The mortgage industry is one that is changing on a daily basis, what you can do one day, is against the guidelines the next. When the foreclosure market hit strong, many banks with REO properties did not have a retail division to send potential buyers to have their qualification reviewed. REO companies can face up to a 40% failure to close ratio because of approvals given and not being current with today’s guidelines. For many years, Deb held the position of REO Lending Specialist and companies sent buyers to her for review, and if she said they would close, they closed!

Can one be a jack of all trades, yet master of none? Can one loan officer say they can write all the programs available out on the market, yet not know the details of each. Unfortunately, yes, and it is done every day. Deb saw aligning herself with the iloan Home Mortgage as an opportunity to work as a team with everyone bringing their strengths to the table, so that all clients benefit, we can write all the programs available, and together have the knowledge of all.

Purchasing a home can be one of the most stressful times in a person’s life; it ranks right up there with death and divorce. Deb, the Mortgage Lady is in the mortgage business because she cares about people, and wants to make sure they have the best experience possible when buying a home.

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

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Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

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Get Pre-Qualified Home Refinance

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Improve Your Financial Position


Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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Find Out What You Qualify For







Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


Deb the Mortgage Lady is absolutely AMAZING! We started our house hunting process in the middle of Covid and Deb was there for us every step of the way. We even put her through a short turn around time due to a 30 day close request from the sellers. We told her and she worked tirelessly to make sure we were able to make it work. Deb is so knowledgeable and was able to answer all of our questions, and there were many of them! If you are looking for a mortgage person, look no further! Go with Deb!!!

Emily W

Deb is the BEST! She made our refinancing process so easy. This was our 2nd time working with her and I highly recommend her!

Ann R

From the beginning of our relationship with Deb Muelken we realized that she was a very positive and helpful person. She is kind and gets back to you with the information that you need and helps you every step of the way. Our whole experience with Deb was completely beneficial for us and I don't have enough compliments to equal the quality of care and consideration that she exhibits with her work. Thanks much Deb!

Rick A

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