Andy Epstein

Affiliated Mortgage

2920 West Main Street, Ste. 2 Rapid City, SD 57702

Senior Loan Originator NMLS #2024418 Apply Now

Purchase Quote

Get a free quote to purchase a home in as little as 10 minutes

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Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

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Free Consultation

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About Me

I was born and raised in “The D” and went to college at the University of Michigan where I studied business and finance. After graduation I moved to Chicago and fell into the fast paced world of supply chain logistics. After 35 Mid-West winter, it was finally time to see the light. The sunlight! In 2008 with my wife Lori, 2 kids, and our dog Daisy, moved to Scottsdale AZ and it has been home ever since. I love the North East Valley community where I have met amazing people from all over the country.

If I have one take-away after 25 years managing sales and operations in companies ranging from Fortune 500, to owning my own ad-specialty marketing firm, it’s that the only constant metric for success is customer satisfaction. Upon entering the mortgage industry, Lend Smart was a natural fit for me because of their relentless pursuit to create value for their customers, vendors and employees.

At Lend Smart, I am not a broker shopping rates from a hundred random bidders on the internet and passing off the loan, relinquishing control of the process. Lend Smart is a direct mortgage lender providing internal execution at every stage in the loan life-cycle, rendering quality control from application through underwriting. The result? Everyone who touches the loan has a personal investment in the smooth and successful transition from start to finish and takes pride in a job well done. Having the ability to go that extra mile when needed, making the exception that otherwise wouldn’t be possible … big differentiator.

So that’s why I work at Lend Smart … but who I work for, is you. As much or as little as needed, I will guide you through the process and be at your disposal around the clock until your loan is closed. The mortgage industry is ever-changing and can appear designed to discourage at times. With the emergence of new regulations and stricter guidelines, purchasing a new home or even a simple cash-out refinance can seem overwhelming. No worries, every situation is different so consider me your personal loan concierge. My mission is to simplify the process, identify the optimal financing vehicle for your specific needs, and facilitate an expedient white glove experience.

Reach out and give me the opportunity to earn your trust and your business. You will quickly feel the peace of mind that comes from knowing you are in capable hands. We will probably be like old friends in no time, but we will definitely be working together for years to come! I look forward to hearing from you and assisting in any way you need.

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Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

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Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

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(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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Find Out What You Qualify For

5%

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly Insurance $1421

Monthly HOA $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

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