St. Cloud

2725 Tranquility Drive St. St. Cloud, MN 56301

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Purchase Quote

Get a free quote to purchase a home in as little as 10 minutes

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Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

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Free Consultation

Get a free consultation and speak to one of our loan officers today

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Get To Know Our Branch & Team

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

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Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

Calculate Your Savings

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Get Pre-Qualified Home Refinance

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Improve Your Financial Position


Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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Find Out What You Qualify For



Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly Insurance $1421

Monthly HOA $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


Latest Offers-Events


Adris is extremely patient friendly with great communication skills. Highly recommend Lend Smart Mortgage.

Ted B

Me and my family are so grateful with Adris. She helped out in every way possible to make sure our dreams were fulfilled. She is very dedicated and very professional in what she does. We trusted her with our plans and thanks to her and her team everything was accomplished. Thank you so much!!!

Fola C

Adris was a great help. Guiding me along the way to repair my credit. Explained everything thoroughly and made my first home purchase a good one.

Michael F

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Adris Brown

Branch Manager

Adris Brown

2725 Tranquility Drive St.

St. Cloud, MN 56301

NMLS #4474

E : [email protected]

O : 320-339-0011

M : 320-339-0011

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