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Pequot Lakes

30956 Government Drive Pequot Lakes, MN 56472

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Purchase Quote

Get a free quote to purchase a home in as little as 10 minutes

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Refinance Quote

Get a free quote to refinance your home in as little as 10 minutes

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Free Consultation

Get a free consultation and speak to one of our loan officers today

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Get To Know Our Branch & Team

Realize Your Homeownership Dreams

Purchase A New Home

The housing market is hot right now. That makes choosing the right mortgage company more important than ever. Gain an advantage on the competition by working with us.

Amazing Loan Options

Free Loan Evaluation

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Refinance Your Home

What does it mean to refinance your mortgage ? Refinancing your Mortgage is essentially replacing your current mortgage with a new one at different terms. Whether its to lower your rate, take out cash or consolidate bills, refinancing your mortgage can help improve your overall financial status.

Calculate Your Savings

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Get Pre-Qualified Home Refinance

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Improve Your Financial Position


Home Loan Programs

(Conventional, FHA, VA, USDA, Reverse, Jumbo)

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Find Out What You Qualify For







Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

* The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.


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Phil and company were excellent partners on our home-buying journey. Phil worked hard to find the best loan type for our situation and he and his team kept us informed every step of the way. Overall, friendly, straightforward, and knowledgeable. I highly recommend to anyone shopping for a new home.

Emily S

Highly recommended, have used twice in last 10 years and excellent service and a great team to work with!!!

Mike P

Phil and his team were very patient and diligent with the process. The APP was easy to use and we submitted most everything online. The whole process was smooth. I would definitely recommend LendSmart Mortgage to anyone that is looking to refinance!

Lana A

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Phil Zastrow

Branch Manager

Phil Zastrow

30956 Government Drive

Pequot Lakes, MN 56472

NMLS #4474

E : [email protected]

O : 218-656-1343

M : 218-349-8181

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