Can you benefit from a refinance?

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Home Refinance Process

Whether applying for a new mortgage or just refinancing, our process makes it simple.

Application
Application
Fill out our full application online or meet with one of our Originators.
Disclosures
Disclosures
We are required to send you a package of disclosure documents that describe your loan and the process.
Gather Documents
Gather Documents
We work with you to obtain all necessary documents to support the information contained on the application.
Appraisal
Appraisal
Depending on the type of refinance you are doing, we may need appraisal of your property before we can process your loan.
Underwriting
Underwriting
All updated information along with the appraisal must be sent to an underwriter for review.
Conditional Approval
Conditional Approval
Your loan is conditionally approved by underwriting. There may be a few items needed to complete the loan.
Final Approval
Final Approval
After the underwriter has received all of the information they need, your loan will be Cleared To Close.
Closing
Closing
Your closing documents will be prepared by us and sent to the title company handling your transaction for you to sign.
Funding
Funding
After signing your loan documents, you have three days to rescind. After three days, we send funds to the title company to pay off existing debts listed on the closing statement.